For those with a steady income that exceeds Chapter 7’s limitations, but who face unmanageable debts, Chapter 13 may be the best (if not only) option. One of the upsides of a Chapter 13 bankruptcy is that the debtor often retains much of their property. Under Chapter 7, various types of property may be subject to liquidation or sale, to repay creditors. State laws differ on the types of property considered eligible (nonexempt) or ineligible (exempt) for sale in a Chapter 7 case. Check out FindLaw’s Exempt vs Non-exempt Property Under Chapter 7 for more information and specific examples.